US only. Checked in October 2026. Rules can change, so always read the official page.
All 3 nationwide credit bureaus let you check your report once a week for free. Checking does not affect your score. How to get them (FTC)
Free to place and free to lift, at each of the 3 bureaus. How it works (FTC)
Search and claim for free on your state's official site. Never pay an upfront fee. Find your state's site
Opt out for 5 years or for good, free. How to opt out (FTC)
Many public libraries offer free ebooks and audiobooks, movie and music streaming, museum and attraction passes, and Wi-Fi hotspot or laptop lending. What you get depends on your library, so check its website or ask at the desk.
Examples: Georgia Public Library Service, Santa Clara County Library museum passes, Chicago Public Library hotspots.
Fee-free day: Veterans Day, November 11, 2026, for US citizens and residents. Other fees like camping and reservations still apply.
Free passes: current military and dependents (annual), veterans and Gold Star Families (lifetime), US citizens and residents with a permanent disability (Access Pass, lifetime), and US 4th graders (school year plus summer).
This one is not a freebie. It is a sweepstakes run by a third-party rewards site. Entering gives you a chance to win. It does not mean you have won.
How to qualify:
18+ only. Open to residents of the eligible countries in the sponsor's rules (listed as the US, UK, Canada and Australia). Winning is not guaranteed. Follow the entry limits in the sponsor's rules.
Go to the sweepstakes entry page#ad Paid affiliate link. I earn a commission if you qualify.